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Preparing your buyers for new land title registration costs

By CREB®

Starting Oct. 20, 2024, buyers in Alberta will face increased closing costs due to a new Land Titles Registration Levy.  

This change, announced in Budget 2024, will replace the current variable fees for transferring land and registering mortgages with a flat levy of $5.00 per $5,000 of property or mortgage value, along with a $50 flat fee. This new structure applies to transfers of land, mortgage registrations, and some caveats. 

Key details 

  • Current vs. new fees 

    • Previously, land transfers incurred a fee of $50 plus $2.00 for every $5,000 of property value, while mortgage registrations cost $50 plus $1.50 for every $5,000 of the mortgage amount. Starting Oct. 20, these variable charges will be replaced by the levy: $5.00 per $5,000, plus a flat $50 fee. 

  • Submission timing 

    • If a lawyer submits all required documents to the Land Titles Office before Oct. 20, the old variable fees will apply—even if the registration is completed after that date. However, any submissions made on or after Oct. 20 will be subject to the new levy.

    • Incomplete submissions may be rejected and, if resubmitted after Oct. 20, will be charged under the new levy. Additionally, extensions beyond 30 days may also trigger the new levy. 

How the levy impacts buyers 

A typical real estate transaction, such as purchasing a $750,000 home with a $650,000 mortgage, would currently cost about $595 in fees. After the levy is implemented, that same transaction will cost $1,500—more than double the previous amount. This increase may surprise buyers, so it's crucial to inform them ahead of time to manage expectations. 

Calculating the difference 

If a property is purchased for $750,000 and the buyer will be getting a mortgage for $650,000, the fees for the Land Titles Office costs are compared below.

For demonstrative purposes only, final fee calculations should be quoted by the buyer's lawyer. 

What REALTORS® should do 

Working with buyers during this transition period is essential to ensure a smooth process. Sharing this information early can help alleviate stress and foster trust by providing your clients with a clear understanding of the updated fees. Even after the new levy takes effect, Alberta will continue to have Canada's lowest title transfer fees. While this may not be welcome news, transparency is key to navigating the complexities of home buying. 

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ICYMI: New mortgage rules and blueprint for home buyers' Bill of Rights - By CREB®

On September 16, CREA sent an email to members informing them of changes to mortgage rules announced by the federal government, along with a blueprint for a Home Buyers’ Bill of Rights.

The text of the email is below:

Earlier today, the federal government announced mortgage reforms aimed at increasing homeownership opportunities for first-time buyers:

• Increasing the price cap for insured mortgages from $1 million to $1.5 million, effective December 15, 2024.

• Expanding eligibility for 30-year mortgage amortization to all first-time home buyers, effective December 15, 2024.

• Extending eligibility for 30-year mortgage amortization to all buyers of new builds, effective December 15, 2024.

The Canadian Real Estate Association (CREA) welcomes these reforms, which represent a significant step towards improving access to homeownership and making housing more attainable, something REALTORS® have advocated for and continue to stand behind.

The federal government also released their blueprint for a Home Buyers’ Bill of Rights. The blueprint aligns with the Government of Canada’s commitment to improving housing access and affordability as outlined in Solving the Housing Crisis: Canada’s Housing Plan and builds on measures previously announced in Budget 2024.

The blueprint for a Home Buyers’ Bill of Rights serves as a framework designed to guide provinces, territories, and stakeholders in the housing space in developing and implementing effective housing policies. The recently announced mortgage reforms also aim to increase homeownership opportunities for first-time buyers. 

Acknowledging that governments share the responsibility to ensure Canadians’ right to adequate housing, this blueprint sets out four principles guiding the federal approach to creating a fair and well-functioning home buying system: 

1. Ensuring everyone has a safe and affordable place to call home: Investing in faster home construction, improving processes, and encouraging sustainable and innovative solutions to meet diverse housing needs. 

2. Fostering fairness and transparency: Enhancing regulatory oversight, enhancing financial literacy, and ensuring accessible information, with a focus on encouraging energy efficiency and climate resiliency at the time of sale and considering reforms such as blind bidding to promote a level playing field and informed decision-making.

3. Addressing inequity and discrimination: Extending amortization periods for first-time buyers, exploring alternative financing options like halal mortgages, and urging provincial and territorial governments to implement tailored programs and culturally appropriate services to support equity-denied groups and Indigenous peoples, while also enhancing legislation and complaint mechanisms to combat discrimination and barriers in the housing system.

4. Safeguarding the system: Implementing the Canadian Mortgage Charter and addressing tax loopholes, while urging provincial and territorial governments to enhance oversight of housing services, establish accessible complaint resolution processes, and impose strong enforcement measures, including increased inspections and significant penalties for misconduct, to protect consumer rights and ensure fairness in the market.

Over the following weeks, we will analyze the implications of these announcements and their potential impact on REALTORS®. 

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Calgary among top Canadian cities for venture capital investment 

By Calgary Economic Development (Photo credit: Shea Friesen)

In Calgary, companies and talent discover limitless opportunities for growth in a prospering investment environment with a robust support network. 

In the first half of 2024, the Blue Sky City placed third among major Canadian cities in both venture capital (VC) dollars invested and number of deals, behind Toronto and Montreal. 

Calgary saw $346 million invested through 33 deals through the first half of the year, according to the Canadian Venture Capital Association’s H1 2024 report, up $118 million and three deals over the same period last year. It's the first time Calgary has topped Vancouver ($178 million and 32 deals) in the rankings.

Access to capital strengthens Calgary’s innovation scene 

Driven by a deep talent pool, world-class livability and a friendly business environment, local startups have resources to scale from Calgary. 

Recent wins, including the recent data from CVCA, point to how the city continues to make a name for itself as the heart of the investment pipeline in Alberta — and increasingly across Western Canada as a whole.  

“Calgary's growing prominence as a key player in the Canadian venture capital landscape reflects our city’s dynamic entrepreneurial environment and diversifying economy. Landmark deals showcase our city’s strength and our ability to attract significant investments," said Brad Parry, President and CEO, Calgary Economic Development (CED) and CEO, Opportunity Calgary Investment Fund

“With top talent and investment converging in our innovation economy, we continue to see more local businesses scale up their operations, positioning Calgary as a leading destination for companies, capital and talent.” 

Calgary is the investment powerhouse behind Alberta’s success, accounting for more than 80 per cent of the venture capital deals made and more than 90 per cent of the total amount of cash invested over the first half of the year.  

The province’s largest deal so far in 2024 was by Calgary-based ClearSky Global, which raised $230 million from undisclosed investors. The investment was facilitated by Tailwind Ventures — also based in Calgary — which served as a financial adviser.  

The cleantech firm is one of many Calgary-based energy companies investing in emissions-reduction solutions, which aligns the $61 billion opportunity identified in the Alberta Energy Transition Study on the path to net zero in the province.  

Additionally, Calgary’s Helcim completed a successful $27-million Series B funding round earlier this year. 

Community organizations, accelerators and venture firms support startups in Calgary 

Calgary's impressive growth as a top Canadian venture capital hub highlights its role as a key player in the global innovation landscape.  

In addition to a flourishing private capital environment, the Opportunity Calgary Investment Fund (OCIF), is a key funding tool that supports entrepreneurs and startups in Calgary. OCIF finds, fuels and fosters opportunities with the highest potential benefit to Calgary’s economic future, including world-class local incubators and accelerators like Thrive by SVG Ventures, Plug and Play Alberta and CDL-Rockies.  

Since 2018, OCIF has allocated nearly $84 million to 30 projects, which has created or retained over 3,000 jobs, created or scaled over 800 companies and generated almost $900 million in economic activity — a 10 times return on funds committed. 

Calgary’s supportive business network — with organizations like Platform Calgary serving as a community gathering space and resource hub — and ripe investment opportunities are among the reasons it was named among the world’s top 50 emerging startup ecosystems by Startup Genome earlier this year.  

Growing talent pool drives innovative solutions 

The city’s tech sector has more than tripled in recent years, contributing $8.1 billion in value to the Calgary economy between 2021 and 2023.  

The city has the most STEM graduates and the highest concentration of high-tech workers of any major Canadian city. In 2023, Calgary's tech workforce exceeded 60,000 professionals after growing 26 per cent from the year prior, making us a premier destination for companies seeking top-tier talent.  

As the fifth most livable city in the world, Calgary saw a population growth of almost 100,000 in 2023, bringing even more talent to an already deep and skilled workforce.  

With a thriving tech sector, a growing population, and an environment ripe for investment, Calgary is more than just a city on the rise — it's becoming a central hub for the future of entrepreneurship and technological advancement. 

Learn more about how the Opportunity Calgary Investment Fund is an effective tool ensuring Calgary's economy is diversified and resilient. 

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Calgary & Region Real Estate Market- Forecast 2024

Rising lending rates have had a notable impact on the housing sector, prompting potential buyers to search for more affordable housing options. Simultaneously, some potential sellers have refrained from listing their homes to avoid the consequences of higher rates. The decrease in new listings at lower price points has likely hindered overall sales activity, particularly as lower-priced properties contributed to declines in sales during 2023. Despite a moderation from record-high levels, strong migration growth and a robust labour market have kept sales well above long-term trends.

While international migration has influenced rental markets, resulting in increased rental gains and heightened demand from investors, interprovincial migration from higher-priced markets in British Columbia and Ontario has helped support sales growth in the higher price ranges of our market, even in the face of higher lending rates.

Moving into 2024, we anticipate that potential buyers who were previously on the sidelines due to limited supply choices may reenter the market as lending rates ease and listings improve.

At the same time, with more mortgages set to renew, we could see some gains in resale listings as existing homeowners who were previously hesitant to change their housing situation may be motivated to capitalize on rising prices and favourable seller market conditions. The combination of improved listings and heightened activity in the new home sector is anticipated to foster some growth in overall supply. However, given the persistent strong demand driven by recent migration and a healthy job market, it will take time for supply levels to rise sufficiently to restore balance to the market.

Although conditions are not expected to be as tight as in 2023, a seller’s market is projected to persist throughout the spring market, resulting in further price growth. However, the rate of growth for each property type is anticipated to slow compared to 2023 levels. Supply growth is expected to be mostly driven by the upper price ranges for each property type, which will likely decelerate the pace of price growth for higher-priced properties. Meanwhile, conditions are expected to remain tight for lower-priced properties, contributing to continued price gains.

HOUSING SUPPLY NEW HOME AND RENTAL IMPACT

The sudden and sharp rise in international migration has played a significant role in driving up demand for rental properties. This surge in rental demand has led to a decrease in supply and substantial increases in rental rates since 2022. The heightened rents have also spurred demand in the resale market, as both renters and investors actively pursued available resale properties.

Limited supply choice in the resale and rental markets supported stronger home starts activity in 2023. In the Calgary census metropolitan area, 2023 housing starts are on pace to hit record levels. Most starts have been in the apartment sector, with over half of the units targeted toward purpose-built rental.

Gains in new home starts for rental and ownership will help provide more choice in the market, helping shift the resale market away from the extreme seller’s market conditions we have faced over the past year. However, the supply growth will take time and is contingent on the migration flow into the city and the development process.

Please read the full forecast here.

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Buying and selling short-term rentals: Airbnb & VRBO

By CREB®

With many consumers finding success using Airbnb and VRBO platforms, it’s possible to see this as more than a trend. It’s become a preference for ownership. You may have buyers seeking properties with these capabilities and sellers wanting to highlight these features.

With any new up-and-coming trends, there are points to consider. So, let’s dive into listing and purchasing properties with Airbnb and VRBO capabilities.

Airbnb terms and conditions

  • A seller’s Airbnb account is not transferrable with the purchase of the property

    This means that after a deal closes, the new property owners must create their own Airbnb profile or add the new property to their existing profile. The new property owners cannot assume any existing reviews or ratings from the previous owners.

  • Sellers need to cancel any reservations made after the possession date

    Sellers cannot transfer existing bookings to a buyer. Once the buyers have taken possession, they can do re-bookings. However, if the sellers take the furniture or shut off the utilities, the buyer must be informed as this could be a problem if unprepared.

  • Some municipalities may require a permit

If a permit is required to operate an Airbnb, you will need to find out if that permit will transfer when the property sells or if a new one can be issued.

VRBO terms and conditions

  • Use of site content, name or images is prohibited on marketing material

    The platform name ‘VRBO,’ or any copied content, cannot appear on any marketing material used to promote the purchase or sale of a property. This includes the MLS® System.

  • Cannot list the contact information of another person

The VRBO profile cannot be used to advertise the property for sale nor direct potential buyers to contact a REALTOR® for more information.

Short-term rentals and condominiums

With the increasing popularity of condominiums used as Airbnbs and VRBOs, some condo boards have felt the opposite appeal towards the rental trend.

In an Edmonton court ruling, Justice Paul Belzil issued a permanent injunction that includes short-term rentals such as Airbnb to be considered a “commercial transaction” and, therefore, in violation of this specific condo board’s bylaws. You can read more about that ruling here: Edmonton judge backs condo board in banning online rentals | CBC News

With the example of this court ruling, make sure to investigate a condominium’s bylaws concerning short-term rentals before highlighting this as a feature of the property on the MLS® System.

Short-term rentals and the MLS® System

Remember to keep your listing:

  • Property specific

  • Avoid the use of self or third-party promotion

  • Avoid using websites, phone numbers, or promoting any rental reviews in the public remarks

CREB® Rule Part III 2.02(d) states:

All information in the general (public) remarks section of an MLS® Listing on the Board's MLS® System must be property-specific. Without limiting the generality of the foregoing, self-promotion and/or any contact information of the Listing Brokerage, listing REALTOR® or Member, including but not limited to e-mail addresses, URLS (website addresses), virtual tour information and electronic links of any other kind, fax numbers or references to other "team members" or assistants is not permitted in the general (public) remarks section of an MLS® Listing on the Board's MLS® System.

Cohesively, avoid promoting the potential of income, as REIX does not cover this type of advertising and creates a high risk for misleading information (CREB® Rule Part I - 4.03 and CREB® Rule Part II – 6.05).

Additionally, remind your Sellers that CREB® Rule Part III - 2.03(b) (24-hours to show rule) still applies to short-term rentals and must be available to show. Consider the withdrawal strategy if this is an issue for your seller. 

Quick tip

Remind buyers and sellers to check in with an accounting firm concerning applicable tax. Depending on the business nature of their short-term rental or a buyer’s intention when purchasing, seeking professional guidance in this area will be helpful.

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Prohibition on the Purchase of Residential Property by Non-Canadians Act

Effective as of January 1, 2023, the Prohibition on the Purchase of Residential Property by Non-Canadians Act (the “Act”) prevents non-Canadians from buying residential property in Canada for 2 years.

Two-year extension to the Prohibition on the Purchase of Residential Property by Non-Canadians Act

On February 4, 2024, the Government of Canada announced its intention to extend the existing ban on foreign ownership of Canadian housing for an additional two years, to January 1, 2027.  For more information, please refer to the news release issued by the Department of Finance Canada. Due to the extension of the legislation by two years, the government continues to welcome feedback from stakeholders to address issues that may arise from the extension.

residential property means any real property or immovable, other than a prescribed real property or immovable, that is situated in Canada and that is

  • (a) a detached house or similar building, containing not more than three dwelling units, together with that proportion of the appurtenances to the building and the land subjacent or immediately contiguous to the building that is reasonably necessary for its use and enjoyment as a place of residence for individuals;

  • (b) a part of a building that is a semi-detached house, rowhouse unit, residential condominium unit or other similar premises that is, or is intended to be, a separate parcel or other division of real property or immovable owned, or intended to be owned, apart from any other unit in the building, together with that proportion of any common areas and other appurtenances to the building and the land subjacent or immediately contiguous to the building that is attributable to the house, unit or premises and that is reasonably necessary for its use and enjoyment as a place of residence for individuals; or

  • (c) any prescribed real property or immovable. (immeuble résidentiel)

  • Exception — persons

    (2) Subsection (1) does not apply to

    • (a) a temporary resident within the meaning of the Immigration and Refugee Protection Act who satisfies prescribed conditions;

    • (b) a protected person within the meaning of subsection 95(2) of that Act;

    • (c) an individual who is a non-Canadian and who purchases residential property in Canada with their spouse or common-law partner if the spouse or common law-partner is a Canadian citizen, person registered as an Indian under the Indian Act, permanent resident or person referred to in paragraph (a) or (b); or

    • (d) a person of a prescribed class of persons.

  • Marginal note:Exception — circumstances

    (3) Subsection (1) does not apply in prescribed circumstances.

For more information, please read the link here.

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Home Renovations That Could Be Worth Doing Before Selling

When the time comes to sell your home, an obvious question arises—should I do renovations before I sell? While on the surface it may seem like renos could increase the value of your property, there are a handful of factors to consider before jumping in.

 First, find and choose a REALTOR® for guidance on how the market is performing in your area. Next up, decide on your target market. Are you looking for a buyer who wants a move-in ready place? Or someone searching for a fixer upper? What’s your time frame to sell? These questions will help determine the scale and size of any potential renovation.

 Anthony Lance REALTOR® and sales representative with Right at Home Realty Inc. in Toronto, Ontario, says, “whether you’d like to sell your home with small upgrades or larger ones, there are specific changes that can help.”

Kitchen and bathroom

When it comes to large renovations, Lance suggests putting your money in areas like the kitchen and bathroom.

The kitchen is the heart of the home and future buyers are attracted to a space they could see themselves in. However, the cost and time required to remodel a kitchen can quickly add up with new flooring, countertops, cabinets, and appliances. To keep costs down, consider do-it-yourself projects like painting the cabinets, replacing the lights, and refreshing the backsplash. 

 A bathroom remodel is also typically one of the higher return projects you can do. For larger renos, consider updating worn-out items, replacing flooring, and purchasing quality finishes. Some easier changes include repainting the vanity, switching out the fixtures, and brightening up your grout.

“When a buyer comes in and sees a nice bathroom and kitchen, it’s a relief,” says Lance, adding “these are intimate areas where people spend a lot of time and having them already done can be a major win.”

HVAC, roof, and windows

Lance also says “people want to know the Heating, Ventilation, and Air Conditioning (HVAC), roof, and windows have been taken care of as a buyer is going to be concerned with what might cost them more down the road.”

When it comes to your roof ask yourself ‘what’s the damage?’ both financially and foundationally. 

Like the roof, when thinking about windows determine if a repair will suffice. Windows can make a big impact aesthetically and to the efficiency of your home, including its heating and cooling costs.

General aesthetics

While bigger renos may help increase the value of your home, they could also open up a Pandora’s box, so when planning for renos, consider if smaller changes may fit the bill.

 “A fresh coat of paint indoors and outdoors make a home look larger and well maintained. Also consider painting the exterior, especially the front door,” says Lance. “Little things like changing the doorknobs and ensuring the insides of cabinets and closets are in good shape can also help to draw in that detail-oriented buyer.”

Although cleaning isn’t a renovation, a good deep clean of your home is a great way to show off its features. Moreover, “fresh flowers, green grass, mulch in the garden and potted plants go a long way,” says Lance.

If you’re in a condo, give your windows and balcony a good wash and accentuate the area with bright plants and balcony lights.  

Remodelling your home before selling is no small decision. If you have time, a clear budget, and want to attract a move-in-ready buyer, consider taking on larger renovations like the bathrooms,  kitchen, or mechanical systems. Or, if your property is already in tip-top shape, consider some paint, a professional home stager, and a proper clean.

There are many paths you can take when thinking of renovating your home before selling, and your REALTOR® can help identify the one that will help in your local market. 

The information discussed in this article should not be taken as financial or legal advice. This article is for informational purposes only.

                                                                                                                          by Mary Ann Boateng @ Realtor.ca

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Cost-Effective Exterior Renovations that Could Help Sell Your Home

Investing in the exterior of your home is important. Not only can exterior home renovations like adding a new roof, windows, or doors add immediate benefits and curb appeal, they have the potential to increase the value of your home and give you a greater return on investment (ROI) when you decide to sell. 

A 2021 Canadian Real Estate Renovation Trends report from RE/MAX, which used data collected by Leger marking firm, said more than half of Canadians renovated their home during the pandemic for personal or “non-ROI” purposes. According to the report, 29% chose to renovate for non-essential “lifestyle” reasons, such as recreation-inspired projects, while 16% of Canadians renovated to increase the market value of their home to sell within in the next one to three years. 

Similar to interior home renovations, not all exterior renovations are created equal, with some costing  much more up front, while others are relatively more cost-effective. If budget is a concern, read on to learn about some of the most cost-effective exterior home renovations that could help increase your ROI when it comes time to sell.

Why is curb appeal important?

The way your home looks from the outside—or its curb appeal—gives potential home buyers their first impression of the property even before they step inside. This is why exterior renovations that help boost curb appeal are important, as the aesthetic look of a home’s exterior can give the buyer a sense of what they can expect to find once they walk through the front door. In other words, if your home presents itself well, the yard is nicely kept, the paint is vibrant, the siding is aging well, and the roof is in good shape, prospective buyers could be more inclined to look inside if they like what they see on the outside. 

What are the current trends in exterior renovations?

If you’ve been thinking about completing an exterior home renovation project this year, My design Home Studio suggests while “farmhouse vibes are here to stay,” five other exterior design trends will gain popularity in 2022, including “a shift toward natural textures, a stronger connection to the outdoors, and a minimalist approach to architecture.”  

These trends are: 

  • Natural textures: Blonde woods, hand-sawn beams, and aged brick are popular, but you can recreate these looks at a lower cost with wood-like siding or stone-like accents.

  • Dark exteriors: Pairing lighter siding and brick with moodier blacks and charcoals is becoming a trend, so if you’re looking to sell soon it might be worth the investment now. 

  • Black accents: External features—like door handles, door frames, locks, shutters, etc.—are being swapped out for matte black instead of classic brass or silver. It’s a more modern look without requiring a total overhaul.

  • All-season outdoor entertaining: Adding a patio or deck to your yard can help increase curb appeal, especially when equipped for year-round usage. Covered areas for places with a lot of snow, or lounge areas with an outdoor fireplace(depending on your municipal bylaws) for places that remain relatively dry during the winter, are great additions to help extend patio season.

  • Natural light: Large panoramic windows that will flood your home with natural light are definitely a bigger investment than say, a door handle, but they’re a hot commodity as buyers are looking for homes with more natural light. 

                                                                                                                      photo by Jens Mahnke on Pexels

Top exterior renovations to help your ROI

While trying the latest renovation trends is a great way to ensure your home fits the modern look, there are tried and trusted exterior renovations that are not only cost-effective, but also known to help increase a home’s ROI.

According to Alex Obradovich, a REALTOR® and sales representative with Chestnut Park® Real Estate Limited Brokerage in Toronto, the best cost-effective exterior renovations would be “functional over the cosmetic.” 

“Taking a good look at what’s necessary to fix will be the most important when it comes to selling your home in the future,” explained Obradovich. “Common items may be drainage, grading, deteriorated items or heating/cooling efficiency problems like making sure windows and chimneys are sealed properly.”

However, once the functional exterior renovations are complete, Obradovich says cost-effective and cosmetic upgrades to improve your home would be painting and tidying up landscaping.

“Plus, both of those can be done yourself inexpensively,” he added.

Other things to look at would be your roof, garage door, front door(steel and fibreglass are becoming popular materials), and siding. The average cost to install an asphalt roof in Canada is around $4,750 (depending on the scale of the project), while replacing a double-car garage door can cost between $1,300 and $3,500. If you’re trying to stay on budget, you can also revamp your home’s exterior by swapping out old furnishings for newer pieces and adding potted plants and annual folowers for a pop of colour. 

The best way to assess what your home needs is by enlisting the help of a REALTOR® who will be able to give you insights into what buyers are currently looking for in your neighbourhood and what renovations may help sell your home quicker—and for a better price. 

Your REALTOR® can also provide you with contacts for roofers, painters, contractors, etc. to help you find the best person for the job.

                                                                                        by REALTOR team including Ainsley Smith

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SOLD: 2219 35 Avenue NE, $899,000

SUBJECT PROPERTY, IN ONE OF THE MORE CONVENIENTLY LOCATED COMPLEX WITH FANTASTIC EXPOSURE, THIS UNIT COMES WITH 4096 SQ. FT., RECTANGULAR MEASUREMENT OF 32X128, ONE BACK LANE DRIVE THROUGH APP. 10'X14' DOOR, PRESENTLY BEING USED FOR OWNER-USER WHOLESALE DRY GOODS BUSINESS FOR LAST 21 YEARS. SELLERS WOULD LIKE TO SELL THIS CONDO BAY AND A LEASE-BACK FOR 6 MONTHS. NO DISAPPOINTMENT FOR ITS LOCATION AND THE INTERIOR CONDITION. CALL YOUR FAVORITE AGENT FOR SHOWING APPOINTMENTS. DO NOT APPROACH THE STAFF. ALL INFORMATION IS TO BE VERIFIED.

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Best Private Elementary Schools in Calgary

#1. Calgary French & International School - Rating: 9.7 Calgary French & International School - Best Private Schools in Calgary This Calgary private school has emerged as one of the top French immersion schools in Alberta, attributing its success to its ability to respond to the different interests and needs of every student. Calgary French & International School adopts a strong global perspective and cultivates peace through teaching UNESCO values in every grade. This private school ensures high quality instruction in both Spanish and French languages by hiring the best teaching staff globally. It maintains a student to faculty/classroom ratio of 8:1 and strives to generate cross-cultural and first-hand experiences for every student using the UNESCO framework of values. Visit Calgary French & International School to learn more about what this top rated Calgary private school has to offer.

#2. Master's Academy & College - Rating: 9.6 Founded in 1997, Master's Academy is an innovative K-12 private school in Calgary which envisions exceeding beyond academic excellence. It equips students to be creators, innovators and leaders of change in the 21st century. It has earned international attention for its initiatives in transitioning education from the Industrial Age into the spectrum of the 21st century. Students consistently exceed standards of excellence in provincial standardized tests and this private school helps them prepare for the future. Visit Master's Academy & College to learn why this Calgary private school ranked so well.

#3. Clear Water Academy - Rating: 9.5 Established in 1995, Clear Water Academy's mission is to provide the best quality education and produce Integrally Formed Christian leaders, with conviction for truth and commitment to establish a society of Christian values which are not only taught, but also practiced. With the adoption of the Integral Formation® method of education, its students are trained with a balanced educational and spiritual foundation. This Calgary private school educates and guides students to become future leaders needed to change society. Visit Clear Water Academy to learn more about this Calgary Christian school.

#4. Webber Academy - Rating: 9.4 Incorporated in 1997, this Calgary private school is a non-profit institution recognized as a charitable organization. Its mission is to equip its students to thrive even beyond the university by enhancing an environment with a high sense of achievement, service and right behaviour. It prepares students to be responsible citizens in their own communities and to society as a whole. Located in southwest Calgary, overlooking the mountains and foothills, it is complete with a Kindercentre, main campus building, two huge gymnasiums, a Performing Arts Centre with a 500-seat theatre, modern High School Science Centre, a soccer field and a 400-meter running track. Visit Webber Academy to learn more about this private school in Calgary.

#5. River Valley School - Rating: 9.3 This private school in Calgary is uniquely established to discover what motivates and encourages students to bring out the best in themselves, academically and emotionally. River Valley School nurtures and develops the natural love for learning in every child, to instill in them the core of their person and identity. It considers every child as unique – not coming out from one box or fitting in same mold. This private school in Calgary develops not only the minds but also the character of its students. The teaching staff of this private school is warm, genuine and dedicated to the commitment of a quality education. Visit River Valley School to learn more about this private school in Calgary.

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Best Private High Schools in Calgary

#1. Rundle College Senior High School – Rating: 10 Rundle College Senior High School - Best Private Schools in Calgary Established in the summer of 1985, this private school in Calgary is committed to focus on its aim for excellence, a safe and caring environment and an enriched individualized learning for students. Rundle College Senior High School adopts a strong culture that enhances academic and personal achievement by creating an environment with high standards of care, supervision and respect. It provides educational opportunities to a wide cross-section of students by maintaining tuition fees at a competitive level, with no required membership fees, bonds or other major fund-raising obligations. Rundle College Senior High School helps students discover their full potential, challenges them to bring out their best, then celebrates with and awards them when they do. Visit Rundle College Senior High School to know more about this private school in Calgary and how it topped the rankings.

#2. Webber Academy – Rating: 10 Webber Academy - Best Private Schools in Calgary This Calgary private school was incorporated in 1997, with the aim for students to thrive even beyond the university. Webber Academy is a non-profit institution now recognized as a charitable organization. It is located in southwest Calgary with a perfect setting overlooking the mountains and foothills. Facilities include a Kindercentre, main campus building, two huge gymnasiums, a Performing Arts Centre with a 500-seat theatre, modern High School Science Centre, a soccer field and a 400-meter running track. It creates an enhancing environment with a high sense of achievement, service and right behaviour, preparing students to be responsible citizens in their own communities and to society as a whole. Visit Webber Academy to know more about this top private school in Calgary.

#3. West Island College – Rating: 9.9 Originally established on the West Island of Montreal, this private preparatory school was founded by Terry D. Davies in 1974. It later formed West Island College of Ottawa in 1980 but shortly closed after its opening. Calgary West Island College has a 30 year proven record of success, leadership, innovation and growth. This Calgary private school offers its unique Class Afloat program, that provides an excellent educational experience to students while sailing around the world. They have sailed to more than 250 ports of call worldwide and more than 700,000 nautical miles, sailing a different route every year. Its motto is “Praestatantiam Consectemur” or “The Pursuit of Excellence”.

#4. Bearspaw Christian School – Rating: 8.9 Bearspaw Christian School - Best Private Schools in Calgary This is a private Christian School that is non-denominational, and offers education from Junior Kindergarten up to Grade 12. With a fast growing student population, Bearspaw Christian School is able to offer one of the lowest tuition fee rates among the private schools in Calgary. This private school has extensive experience with more than 30 years in developing Christ-like character and academic excellence in every student. A top choice of Alberta's Christian families for 10 years running, Bearspaw Christian School's vision statement is, "Teaching Minds... Reaching Hearts...Transforming our World."

#5. Rundle Academy – Rating: 8.8 Rundle Academy - Best Private Schools in Calgary Established in 1995, Rundle Academy is a Calgary private school for students diagnosed with learning disabilities. This private school adopts a strong culture that enhances academic and personal achievement by creating an environment with high standards of care, supervision and respect. Nationally acclaimed as a leader in education for complex learning, Rundle Academy has grown into a premier program for students with learning disabilities. Rundle Academy's mission is to create an engaging, nurturing environment that offers enriched personalized education to equip students for an ever-changing world.

#6. Clear Water Academy – Rating: 8.7 Clear Water Academy - Best Private Schools in Calgary This private school in Calgary was established in 1995, with a mission is to provide the best quality education and produce Integrally Formed Christian leaders, with conviction for truth and commitment to establish a society of Christian values which are not only taught, but also practiced. With the adoption of the Integral Formation® method of education, its students are trained with a balanced educational and spiritual foundation. This private school Calgary educates and molds students to become future leaders needed to change society. Visit Clear Water Academy to learn more about this private school in Calgary.

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Calgary's Top 10 Neighbourhoods

Avenue worked with Leger to crunch the numbers. These are the top 10 neighbourhoods in Calgary in 2017 based on those survey results.

                                                                      BY SHELLEY ARNUSCH, ANDREW GUILBERT AND KARIN OLAFSON

Each year since 2010, Avenue has worked with Leger, a research and marketing
company, to run a survey that gets to the heart of the question: What are Calgary’s
best neighbourhoods to live in? 

Rather than simply voting for their favourite neighbourhood, survey respondents consider
various characteristics and tell us which ones are most important when they think about a
good neighbourhood. Are parks and pathways preferable to bars and boutiques, for example? Is it more important to have access to major roads than access to schools? Is proximity to a public
library preferable to proximity to a movie theatre? 

Each year we tweak the survey for clarity and to respond to the previous year’s results,
eliminating characteristics that were deemed unimportant to most and trying new questions.
We also update the quantitative data that Leger uses to compare each neighbourhood once
we know how important each characteristic is. 

This year, we did a total data overhaul and that caused a few exciting changes in the results. 

With the launch of the City of Calgary’s Open Data Portal in late 2016, we had access to more
detailed and more accurate information than ever before. What changed the most this year
was how we counted parks. Previously, we simply counted how many green spaces were in
each neighbourhood. Using the City’s open data, we could include information on the actual
amount of park space — the more hectares a park is, the more points we allocated to it.
This change caused some big movements in the rankings. Varsity moved from 47th overall
in 2016 to first and Edgemont moved from 70th in 2016 to third. 

In many other ways, the results are similar to what we have found in the past. This year,
Calgarians’ top-five most important neighbourhood characteristics were access to parks and
pathways, low crime, walkability, access to restaurants, cafés and pubs, and high community
engagement. In 2016, parks and pathways, low crime and access to restaurants were also
among the top five. 

It’s important to note that the best neighbourhoods in Calgary, as determined by this survey,
aren’t necessarily going to be the best for every Calgarian in the city. Different people value
— and need — different things. Fortunately, each neighbourhood offers something that makes
 it the best to someone and there is a neighbourhood that offers the best for each of us. —K.O.  

1. Varsity

This year’s overall Best Neighbourhood sits in that sweet spot where you get all the best
parts of being both old and new. Seniors aging in place in modest bungalows share calm
streets lined with mature trees with energetic young families in new builds, creating a
nice, welcoming mix.

The neighbourhood also occupies a sweet spot in terms of getting around. Located just west
of the University of Calgary, residents get the benefit of both a reasonable commute to
downtown (either by vehicle or via the C-Train from the Brentwood and Dalhousie stations
on Varsity’s eastern edge) and an easy escape to the Rockies.

The banks of the Bow River beckon to the south, while Market Mall provides a convenient
hub of shopping amenities within the community, everything from fun and frivolous boutiques
to a full-sized Safeway grocery store.

Varsity’s streets and pathways are conducive to walking around, yet the neighbourhood’s
expansiveness means you never feel fenced-in — even the actual fenced-in residential lots
are spacious and comfortable-feeling. Plentiful park space and recreation facilities, including
the scenic Silver Springs Golf and Country Clubon the banks of the Bow, encourage active
living in residents of all ages.

It’s a neighbourhood with a view, a river on one side and the C-Train on the other, wide-open
sunny spaces and mature, shade-giving trees. It perfectly encapsulates what expat Calgarians
dream about when they think about home, and it’s why Varsity deservedly owns the sporting
chant of “we’re number one!” —S.A.


ROOM TO IMPROVEWhile it’s hard to find fault with Varsity, advocates for urban density would identify the 
relatively low number of people per square kilometre (1,855) as potential grounds for 
improvement. The proximity to the university and the neighbourhood’s conduciveness 
to a car-free lifestyle would make Varsity a prime candidate for secondary suites; however, 
as of January 2017 there were no approved secondary suites registered in the community.

2. Beltline
The vibrant area south of the downtown core known as the Beltline is chock full of great 
restaurants, cool cocktail bars, packed pubs, bumpin’ nightclubs, boutiques and bookstores, 
coffeehouses, yoga studios, boxing studios and anything else a connected Calgarian would 
be tuned into. Tucked into the mix are charming urban parks and green spaces to chill out in,
heritage monuments like the Memorial Park Library and Lougheed House to explore and 
admire, a handful of hip hotels and a variety of options for residents to do their grocery 
shopping and run drugstore errands. Plus, you can get your bike fixed, get your skis tuned 
and get yourself a nice bottle of wine, all within a few buzzing blocks. Sure, living in the heart 
of the action isn’t going to be everyone’s cup of tea, but for the many Calgarians seeking a 
vibrant scene (not to mention an easy walk, bike or skateboard ride to work), the Beltline 
brings it. —S.A.

ROOM TO IMPROVE

It should come as a surprise to no one that a highly populated area with an active nightlife that
draws crowds from outside the community will have problems with crime. The Beltline’s rate of
439 crimes per capita is this inner-city neighbourhood’s Achilles heel, putting it leagues above
the 65 crimes per capita of top-ranked Varsity. 

3. Edgemont

Nose Hill Park, the expansive prairie-grassland preserve in the city’s northwest, is a huge
asset (literally) to the neighbourhoods nestled around its borders. It’s one of the key reasons
why Edgemont, which tucks up against Nose Hill Park to the west, edged up into the top five
this year. 

But Edgemont has more going for it than just its proximity to this favoured destination of
cyclists, runners and owners of energetic dogs. The community association’s membership
count of 780 exceeds that of top-ranked neighbourhood Varsity, and Edgemont also scores
high in the area of community-supported projects. These, and other indicators of healthy
community involvement, could be due to the fact that the neighbourhood is comprised primarily
of single-family homes, with the majority of dwellings (86 per cent) occupied by the homeowners.
That pride of ownership, in both home and community, is likely one of the reasons Edgemont
can also claim a reassuringly low crime rate, well below any of its fellow top-five. —S.A.

ROOM TO IMPROVE

Easy access to arteries such as John Laurie Boulevard and Shaganappi Trail is a boon for
car commuters, but outside of that, the picture gets bleak. With strikingly low scores in both
walkability and transit access, just over two per cent of Edgemont residents walk or bike to
work. 

4. Brentwood

Brentwood is a perennial strong finisher in the Best Neighbourhoods survey, which makes
sense since it has many similar attributes to this year’s number-one, Varsity. Brentwood sits
just across Crowchild Trail to the north of Varsity, positioning it to be walkable to the University
of Calgary and just a zip of a commute downtown, either by car or C-Train from Brentwood
station. Residents include a mix of old-timers and young families and everyone in between,
with a vibrant university-student population, as well. 

A wealth of shopping amenities includes four grocery stores. There are also several community-
fostering organizations within the neighbourhood, including a Calgary Public Library branch,
a community garden and the well-used Brentwood Sportsplex, which is a hub for everything
from figure-skating and hockey programs to Scrabble and bridge groups. All contribute to the
sense that this is a neighbourhood that’s friendly, fun and comfortable in its skin. —S.A.

ROOM TO IMPROVE

From the outside, Brentwood seems like the ideal community for aging in place; however, the
lack of any nursing-home facilities means that long-time residents who might require this kind
of care in their twilight years are forced to uproot. 

5. Signal Hill

The west-end neighbourhood of Signal Hill is easily identified by the striking geoglyphs on the
hillside at Battalion Park. The large-scale installation of whitewashed stones placed to create
groupings of numbers serves as a memorial to the Albertan soldiers who fought in the First
World War in battalions 137, 113, 151 and 51. This unique fusion of heritage and public art sets
Signal Hill apart — as does the exceptional shopping at the base of the hill. Westhills Shopping ]
Centre is practically a neighbourhood in its own right, with everything from a Real Canadian Superstore
(with liquor store and gas bar) to a Cineplex Odeon multiplex. Among the vast array of retail
options is arguably the city’s best Winners store, which contains a trove of high-end designer
items at double-take prices. 

Bordered to the south by Highway 8, Signal Hill is also well positioned for getting out to the
mountains, whether for biking in Bragg Creek in the summer or skiing at Nakiska in the winter.
For these reasons, and more, it can proudly claim its spot in the top five. —S.A.

ROOM TO IMPROVE

While Signal Hill has an admirable number of registered community members, the
neighbourhood lacks a community centre, which hinders its community engagement.

6. Huntington Hills

Nestled between Nose Hill Park and Deerfoot Trail, Huntington Hills scored among the top
Calgary neighbourhoods for playgrounds, access to libraries and parks and pathways. It also
ranked among the top 15 for recreation facilities, schools and grocery stores. Between its
community centre and sportsplex — which offers a number of recreational programs such as
curling, soccer and ringette — and its skateboard park, there’s always something happening
in the Hills. —A.G.

7. Bridgeland/Riverside

As the home to great restaurants such as Shiki Menya, Tazza and Blue Star Dinner,
Bridgeland/Riverside has people talking (often with their mouths full). A wealth of amenities —
including grocery and drug stores — as well as proximity to downtown make this inner-city
community very walkable, and more than 20 per cent of commuters here opt to bike or walk
to work. –A.G.

8. Arbour Lake

At the crossroads of Stoney Trail and Crowchild Trail, this northwest community is well
situated for getting around the city and getting out to the mountains. But it’s what’s inside this
neighbourhood that really counts, particularly the residents’ association members-only beach
around the community’s eponymous lake. Not surprisingly, Arbour Lake also benefits from a
high community-engagement score. —A.G.


9. Downtown Commercial Core

High walkability and easy access to public transit make living in the Downtown Commercial
Core carefree for the car-free set. This urban area also brings an abundance of shops and
restaurants to the table, as well as the theatrical and musical happenings at Arts Commons
and the summer fountain-turned-winter skating rink at Olympic Plaza. —A.G.

10. Crescent Heights

Straddling Centre Street, just north of the Bow River, Crescent Heights benefits from being
close to downtown, with the walkability and transit access that affords. A variety of amenities
and good community engagement also helped this ’hood rise in the rankings. It’s also home
to McHugh Bluff Park, which offers one of the most picturesque views of the city’s skyline.
—A.G.

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Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.